Individual solutions


International Health Insurance


Comprehensive Coverage

Cover all necessary and reasonable medical expenses, and much more extensive than social medical insurance

Sum assured can be as high as RMB 16 million.

Reimbursement for outpatient, inpatient, maternity, emergency assistance and evacuation expenses, as well as dental, vision and wellness.

● Direct billing with over 860,000 medical providers in approximately 150 countries spanning 6 continents,

 including over 1500 private and public hospitals and clinics in over 47 tier I & II cities in Greater China.



Vast Geographic Coverage

We provide standard geographic coverage options to meet your needs


● Worldwide: covers you in every country
● International: covers you in every country except for the U.S. and Canada
● Greater China: covers you in Mainland China, HongKong, Macao and Taiwan

● Mainland China: covers you everywhere in Mainland China


High Flexibility

For large groups, we can tailor solutions to meet your specific needs 

For individuals and families, we provide multiple options catering to


Term Life Insurance



Pays designated beneficiaries a lump sum benefit for loss of life due to sickness and accidents.

High sum assured can be as high as 6 times annual salary.

High free cover limit

Benefit can be paid to a foreign bank account in various currencies.

● Different options for geographic coverage, from Worldwide to Mainland China only.


AD&D insurance



● Pays designated beneficiaries a lump sum benefit according to the Accidental Death and Dismemberment Schedule

 for loss of life or dismemberment due to accidents.


● High sum assured.

● Benefit can be paid to a foreign bank account in various currencies.


Health Management



● Flexible health management solution tailored to your needs and customized to suit individuals’or corporations’budgets 

and health plans Local and overseas health check arrangement, health record


● High sum assured.Management, medical consultations, health management planning and thorough follow-through services

● One-stop specialists’ referral, express access to consultations and hospitalization as well as dedicated accompanying services


Critical Illness Overseas Treatment Plan


● Cover treatments of cancers and 5 major diseases

● Cover medical fees incurred by the insured in countries outside the Greater China region and travel 

as well as accommodation expenses of the insured and one accompanying person


● Provide and arrange for second medical opinion and the entire process of overseas treatment




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